COMMERCIAL TRUCK WARRANTY PLANS

Coverage built for the way you haul

Heavy duty, medium duty, and trailer protection—flexible terms, licensed shops nationwide, and plans designed for real-world breakdowns.

Flexible terms Years & miles by plan
Class 2–8 Trucks & trailers
A-rated Insurer-backed

Pick your program

America’s Trucking Warranty covers essential mechanical components with plans for every budget—from engine-focused options to comprehensive coverage with add-ons like roadside assistance.

*Optional add-ons apply to medium duty; see sample contract for details.

Commercial truck on the road

Flexibility

A plan for every truck—and every budget

With different levels of coverage and payment options (including interest-free plans where available), ATW helps you match protection to how you operate.

From essential powertrain coverage to broader mechanical protection with add-ons, you choose what fits—without sacrificing licensed-shop freedom.

Heavy duty truck engine

What drives your price

Several factors shape the cost of an extended service plan:

  • GVWR class of the truck
  • Mileage and age at enrollment
  • Length of coverage term
  • Optional add-ons (roadside, rental, modifications, etc.)

Pay-in-full options are typically more economical than installment billing. Questions? Call 866-433-1789.

Heavy duty truck engine
Mechanic working on a commercial truck

Claims

Licensed shops, real people

Use any licensed repair facility in the US or Canada. Our in-house team works with you and the shop to keep covered claims moving—so you can focus on getting back on the road.

Your sample contract spells out how covered repairs are paid, what you may owe the shop, and any plan-specific terms.

Additional coverages

Stack options that match how your truck is spec’d and how you run.

Rental truck

Reimbursement for rental costs when you have a covered breakdown—subject to contract terms.

Lift kits / oversized tires

Add-on for lifted trucks and larger tires, up to stated limits in the contract.*

Exhaust & emissions mods

Coverage for qualifying DEF, DPF, and related modifications when elected.*

Tuning / horsepower

Up to 100 hp over factory when modification was done at delivery—per contract.*

Labor rate booster

Raises the maximum covered labor rate on qualifying repairs—up to $300/hour where selected.

*Medium duty optional add-ons only—see sample terms for eligibility and exclusions.

Sample contracts

Review exclusions, limitations, and coverage definitions before you buy.

Side by side

How ATW compares

America’s Trucking Warranty is built around shop choice, mobile mechanic support, and strong labor allowances—so you spend less time fighting paperwork and more time rolling.

America's Trucking Warranty
Next best thing
Industry standard
Why it matters
Repairs anywhere?

ATW allows you to choose any repair shop licensed in the US or Canada.

Required to use the warranty company’s preferred network.

You’re required to use the provider’s repair shop network.

Repairs are already a hassle—the last thing you need is hunting for an in-network shop while you’re down.

Mobile mechanic coverage?

ATW covers parts and labor plus up to $300 of service fees and trip charges.

No service fee coverage for on-site repairs.

No.

If your truck can be repaired without a shop visit, you’re back on the road sooner.

Labor rates?

ATW’s standard labor allowance goes up to $200/hr—among the strongest in the industry.

$150–$175/hr

$150/hr

Shop rates keep climbing—we help keep more of the bill off your plate on covered repairs.

How ATW compares

Same story as desktop—optimized for your phone.

America's Trucking Warranty
Repairs anywhere?

ATW allows you to choose any repair shop licensed in the US or Canada.

Mobile mechanic?

Parts, labor, and up to $300 in service/trip charges.

Labor rates?

Up to $200/hr standard allowance.

Next best thing
Repairs anywhere?

Required to use the warranty company’s preferred network.

Mobile mechanic?

No service fee coverage for on-site repairs.

Labor rates?

Typically $150–$175/hr.

Industry standard
Repairs anywhere?

You’re required to use the provider’s network.

Mobile mechanic?

No.

Labor rates?

Often capped around $150/hr.

Why it matters
Repairs anywhere?

Less downtime, less stress when you’re broken down far from a “preferred” shop.

Mobile mechanic?

On-site fixes can get you moving without a tow.

Labor rates?

Higher allowances mean fewer surprise out-of-pocket gaps on covered work.

Questions

Frequently asked questions

FREQUENTLY ASKED QUESTIONS

According to Fleet Owner, trucks need repairs as often as every 10,000 miles. Through routine preventative maintenance and regular inspections during operation, you can minimize the likelihood of major breakdowns. However, as the miles go by, engines, transmissions, brakes, clutches, and electrical systems become more likely to need repair.

All policies from America’s Trucking Warranty are underwritten by A-rated insurance.

What most people call “extended warranties” are really service contracts. That’s because technically a warranty can only be offered by the manufacturer.

However, service contracts offered by companies like us usually operate just like a manufacturer warranty. Sometimes they’re even better.

The idea behind a service contract is simple: you purchase a plan from a “warranty” company, and that company agrees to pay the expenses covered under the terms of the plan. Then when you receive repairs, the warranty company will pay their share directly to the repair facility.

The term “extended” refers to the fact that most service contracts last longer than manufacturer warranties (or are put in place once the manufacturer warranty expires). An extended warranty effectively extends the amount of time that your truck is covered against breakdowns and malfunctions.

No. A truck warranty covers the warranty owner against the cost of repairs due to breakdown or malfunction from everyday use.

Insurance covers the cost of damage from things like accidents and weather. Liability insurance covers the cost of damages to others’ vehicles or property (as well your legal expenses) when you are at fault for an accident.

The way it works is simple. When the truck is at the repair center, call us. Always contact us BEFORE you begin repairs, otherwise your repair may not be covered.

We sure think so! Our plans help independent owner/operators and fleets alike stress less about problems on the road AND save money when trucks inevitably need repairs. Peace of mind and savings are what it’s all about.

An extended truck warranty helps truck owners budget better than a simple savings account. This is because the savings account can be depleted by one or two trips to the repair shop. With a plan from ATW, your coverage applies no matter how often you use it.

You can use any licensed repair facility or mobile mechanic in the United States or Canada—we'll even pay the service fee to the mobile mechanic.

Some people prefer to return to their dealership for repairs. That's fine with us, and it does not affect your service plan.

Simply follow the steps to follow a claim on our claims page.

ATW’s coverage comes standard with roadside assistance, so you have help whenever you need. For more info on our roadside assistance, check our plans page.

If you follow the process on our claims page and receive authorization before repairs, then ATW will pay the repair facility directly via check, wire transfer, or credit card.

Yes, our plans come with towing and roadside assistance.

Like all warranties, including manufacturer warranties, ATW’s coverage is for breakdowns and malfunctions, not for routine maintenance. As such, things like oil changes, routine inspections, tune-ups, and brake pads are not covered.

If you want to sell your truck, you can transfer the coverage to the new owner. Warranty coverage is sometimes a useful incentive to help close the deal.

We can get a plan started on any truck 15 years or newer, with under 1 million miles. To find out what your truck is eligible for, call 866-249-2350 or submit your truck details to get a free quote.

No, Rather than requiring and inspection our plans a subject to a brief break-in period for the coverage to begin.

Yes, you can cancel whenever and for any reason. Just fill out and send the cancellation form to end your policy. There is a cancellation fee of $100.

Of course. ATW has a plan to match every truck and budget.

Of course!

FREQUENTLY ASKED QUESTIONS

According to Fleet Owner, trucks need repairs as often as every 10,000 miles. Through routine preventative maintenance and regular inspections during operation, you can minimize the likelihood of major breakdowns. However, as the miles go by, engines, transmissions, brakes, clutches, and electrical systems become more likely to need repair.

All policies from America’s Trucking Warranty are underwritten by A-rated insurance.

What most people call “extended warranties” are really service contracts. That’s because technically a warranty can only be offered by the manufacturer.

However, service contracts offered by companies like us usually operate just like a manufacturer warranty. Sometimes they’re even better.

The idea behind a service contract is simple: you purchase a plan from a “warranty” company, and that company agrees to pay the expenses covered under the terms of the plan. Then when you receive repairs, the warranty company will pay their share directly to the repair facility.

The term “extended” refers to the fact that most service contracts last longer than manufacturer warranties (or are put in place once the manufacturer warranty expires). An extended warranty effectively extends the amount of time that your truck is covered against breakdowns and malfunctions.

No. A truck warranty covers the warranty owner against the cost of repairs due to breakdown or malfunction from everyday use.

Insurance covers the cost of damage from things like accidents and weather. Liability insurance covers the cost of damages to others’ vehicles or property (as well your legal expenses) when you are at fault for an accident.

The way it works is simple. When the truck is at the repair center, call us. Always contact us BEFORE you begin repairs, otherwise your repair may not be covered.

We sure think so! Our plans help independent owner/operators and fleets alike stress less about problems on the road AND save money when trucks inevitably need repairs. Peace of mind and savings are what it’s all about.

An extended truck warranty helps truck owners budget better than a simple savings account. This is because the savings account can be depleted by one or two trips to the repair shop. With a plan from ATW, your coverage applies no matter how often you use it.

You can use any licensed repair facility or mobile mechanic in the United States or Canada—we'll even pay the service fee to the mobile mechanic.

Some people prefer to return to their dealership for repairs. That's fine with us, and it does not affect your service plan.

Simply follow the steps to follow a claim on our claims page.

ATW’s coverage comes standard with roadside assistance, so you have help whenever you need. For more info on our roadside assistance, check our plans page.

If you follow the process on our claims page and receive authorization before repairs, then ATW will pay the repair facility directly via check, wire transfer, or credit card.

Yes, our plans come with towing and roadside assistance.

Like all warranties, including manufacturer warranties, ATW’s coverage is for breakdowns and malfunctions, not for routine maintenance. As such, things like oil changes, routine inspections, tune-ups, and brake pads are not covered.

If you want to sell your truck, you can transfer the coverage to the new owner. Warranty coverage is sometimes a useful incentive to help close the deal.

We can get a plan started on any truck 15 years or newer, with under 1 million miles. To find out what your truck is eligible for, call 866-249-2350 or submit your truck details to get a free quote.

No, Rather than requiring and inspection our plans a subject to a brief break-in period for the coverage to begin.

Yes, you can cancel whenever and for any reason. Just fill out and send the cancellation form to end your policy. There is a cancellation fee of $100.

Of course. ATW has a plan to match every truck and budget.

Of course!